Privacy Policy / Terms and Conditions

IMPORTANT-PLEASE READ THESE TERMS OF USE (“TOU”) BEFORE USING THIS SITE. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT AUTHORIZED TO ACCESS THE SITE. BY ACCESSING THIS SITE YOU AGREE TO ALL OF THE FOLLOWING:

DESCRIPTION OF PRODUCTS AND SERVICES

Michael Parness provides his clients with access to a variety of products and services, including without limitation the Michael Parness Education Website, Home Study Course, the Exclusive Newsletters (available in multiple delivery options), and access to this Internet Site (all of which are referred to herein collectively as the “Products and Services”).

D/B/A NAME REGISTRATIONS, SUBSIDIARIES AND AFFILIATES

Premier Mentoring, Inc. is a Utah-based corporation that conducts business as Premier Mentoring, Inc. (“Premier Mentoring”), and Premier Mentoring, Inc. d/b/a Michael Parness (“Michael Parness”). Reference to one is intended as a reference to all. These TOU are intended to apply to all Products and Services provided to you by Premier Mentoring and/or any of its d/b/a entities, and/or its subsidiaries and/or affiliates.

ACCEPTANCE OF TERMS

All of the Products and Services provided to you by Michael Parness via this Internet Site is provided subject to the following terms. Additionally, you further understand and agree that where there is no conflict with other written agreements, all of the Products and Services provided by Michael Parness, including any updates, enhancements, new features, and/or the addition of any new information, whether provided via this Internet Site or via other medium, are also subject to these TOU.

BY USING THIS SITE AND BY PURCHASING ANY Michael Parness PRODUCTS AND SERVICES, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. Michael Parness reserves the right to update these TOU without prior notice to you. The most current version of the TOU can be reviewed by clicking on the “Term of Use” hypertext link located at the bottom of our Web pages.

Personal information protection

Michael Parness’ first priority is always you, our customer, which involves protecting your personal information from possible misuse and access by unauthorized persons.

We know that there is a prevailing fear of “hacking” or security breaches on the internet that may give you reason to fear using a site like this and entering your personal billing, address, or confidential information. We strive to protect your privacy and keep your information protected.

All servers that house personal information are encrypted using the latest internet security protocols and our databases are protected by cutting edge firewalls. We are in partnership with industry leading companies that specialize in data protection and verification to ensure a safe and trusted relationship with our customers.

We guarantee that your information will never be released to unauthorized parties. We are committed to protecting your privacy and your personal information.

Email protection resource center

Michael Parness’ first priority is always you, our customer, which involves providing you with information on how to protect yourself from email scams impacting our industry.

Security Alert: We have recently become aware of a new email campaign that claims to be an offer from Michael Parness containing an attachment that will infect your computer with a malicious and destructive virus. It is important for you to know that legitimate emails from Michael Parness will never contain an attachment. Our emails are validated with industry standard security keys for additional protection and offer an alternate method for you to read the information by visiting an official Michael Parness website.

Phishing emails: Fraudulent emails containing malicious links sent from individuals portraying themselves as messages from legitimate companies.

Simply opening an email should not result in any concern. Following links embedded in the email is where consumers have to be cautious.

If you have any suspicion that the email is fraudulent do not open, and do not click on any links within the email if you do. Legitimate emails will always give you the option to get the information by typing in the address of the Web site, rather than clicking on the link. All Michael Parness emails provide this option.

The individual sending the email should always be identifiable, such as in the subject line of the email itself. If you do not recognize the sender, be cautious. Be especially cautious of more generic subject lines.

To ensure your safety, simply type in the address of the Web site and go directly to it to retrieve the message.

Legitimate emails with suspicious messaging: If you receive a legitimate email that contains a personal message and do not recognize it as coming from Michael Parness or if it contains website addresses with “Michael Parness” in it, close the email and report it to security at security@parnesscoaching.com.

What you can do to protect yourself from fraudulent emails moving forward

If you feel that you have received a fraudulent email claiming to be from Michael Parness, please submit your example to security@parnesscoaching.com to help in our investigations. Due to the magnitude of email to this inbox, you will not receive a response; however, you can be assured that your submission will help us continue to fight spam and phishing.

Some additional recommendations to further protect you:

Make sure to always use the latest version of your Internet browser, as they will check for potentially fraudulent websites when browsing the web.

Save our known address to your safe senders list so that legitimate email messages are ensured to be delivered. This does not ensure that email scams do not get into your inbox, however.

Please continue to be mindful of the above characteristics of our emails versus the malicious emails and report any findings to security@parnesscoaching.com

Order Confirmation

We will send you a confirmation of your order via email if you have included an email address with your order.

Order Processing

The estimated shipment date on your order is based on product availability, payment processing time, and warehouse processing time and does not include transit time. Payment processing will not begin until we receive all the information we need and full payment or a full authorization, in the case of credit card orders. Most of our orders typically ship within forty-eight (48) hours. Orders placed on the weekend or on a holiday will begin payment processing the next business day. Unanticipated changes in supply can affect product availability. Business days are Monday through Friday, excluding federal holidays.

Shipping Options

We ship our products via U.S. Postal Service mail. Delivery time for domestic orders is approximately 5-10 business days from the shipping date. Any international orders are shipped via U.S. Postal Service international mail. Undeliverable Packages: Occasionally packages are returned to us as undeliverable. When the carrier returns an undeliverable package to us, please contact us to make arrangements for reshipment

REFUND/RETURN POLICY

Trial Offers

You may use all the free trial products and services during the trial period for no charge (other than possibly an upfront shipping and handling charge if product is being shipped). Because you may use the products and services for the trial period for no charge, if you do not cancel your products and/or services within the trial period you will be conveniently charged automatically for the continued use of the products and/or services. We offer no refunds once your credit card has been charged for access to the products and/or services. You will be charged for monthly access fees for the upcoming month and there will be no pro-rated refunds.

If you choose to cancel your order of the Products and Services, you must contact a customer service representative during business hours from 8 am to 8 pm MST at (800) 608-0508. Michael Parness – 172 E 14075 S, Draper, UT, USA 84020

You will then be provided a return merchandise authorization code and further instructions on how to return your materials.

Purchase

All of our products come with a 30 day money back guarantee for the purchase price (less shipping and handling). All products must be returned within 30 days of your receipt of the product accompanied with a return merchandise authorization number (RMA) to ensure proper credit. To obtain an RMA you must contact a customer service representative during business hours from 8 am to 8 pm MST, Monday to Friday at (800) 608-0508.

Satisfaction Guarantee

When you place your order, I will rush out this free book to be delivered to right your doorstep. When you receive it, I guarantee you will be amazed by the quality and ease of my program. I personally guarantee it is the best, most thorough and proven to work program for flipping and growing rich that you’ll find anywhere. If not, I hope you’ll let me know if you see any room for improvement. If you have any questions about the material or want to report to me all the progress you’ve made … please call and speak to my team at 800-336-4421. I want to hear from you!

- Michael Parness

PERSONAL AND NON-COMMERCIAL USE LIMITATION

The Products and Services are offered and provided solely for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products, goods or services obtained from the Services. As a condition of your use of the Products and Services, you will not use the Products and Services for any purpose that is unlawful or prohibited by these TOU.

NO LICENSE

All information produced on our Internet Site or through the Products and Services is the property of Michael Parness or its content suppliers and is protected by United States copyright law. Nothing on this Internet Site or in the Products and Services shall be construed as conferring any license of any of Michael Parness’ or any third party’s intellectual property rights.

MEMBER ACCOUNT, PASSWORD, AND SECURITY

If you receive a password and account designation with regard to this Internet Site, you agree to be solely responsible for maintaining the confidentiality of your password and account, and further agree that you are fully responsible for all activities that occur under your password or account. You agree to immediately notify Michael Parness of any unauthorized use of your password or account or any other breach of security.

CREDIT CARD AND SITE FEES

As a condition to your access to some or all of the Products and Services, you must provide Michael Parness with a valid credit card and/or debt card number. Any such card must belong to you and must have sufficient credit or funds to pay the fees associated with your purchase(s) of the Products and Services. Your card will be automatically debited for all fees associated with the Products and Services provided. In the event you cancel the card provided to Michael Parness, you must immediately provide Michael Parness with a new card number to continue access to the Products and Services. You authorize Michael Parness to make charges to your card based on your purchase(s) of the Products and Services.

You agree to pay for all fees incurred in connection with your use of the Internet Site, including connection, ISP, and long distance charges. In addition, Michael Parness may charge additional fees to access to some or all of its Internet Site. Michael Parness may change its Internet Site fees or add new fees by providing you with advanced notice, which may be provided via this Internet Site.

DISCLAIMER OF WARRANTIES AND LIABILITY/NO REPRESENTATIONS OR GUARANTEES

YOU EXPRESSLY AGREE THAT YOUR USE OF THIS INTERNET SITE AND THE PRODUCTS AND SERVICES OFFERED BY Michael Parness (WHETHER PROVIDED VIA THIS SITE OR ANOTHER MEDIUM SUCH AS NEWSLETTERS) IS AT YOUR OWN SOLE RISK, ALL SUCH PRODUCTS AND SERVICES BEING PROVIDED TO YOU WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, Michael Parness DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. Michael Parness MAKES NO WARRANTIES OR GUARANTEES OR REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ANY OF THE PRODUCTS AND SERVICES OFFERED BY Michael Parness. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW, BUT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

LIMITATION OF LIABILITY

YOU EXPRESSLY AGREE THAT THE MAXIMUM LIABILITY OF Michael Parness, ITS AFFILIATED AND SUBSIDIARY COMPANIES, AND THEIR RESPECTIVE VENDORS, AGENTS, EMPLOYEES, OFFICERS, DIRECTORS, AND ANY PERSON INVOLVED IN THE CREATION, PRODUCTION OR DISTRIBUTION OF THE PRODUCTS AND SERVICES SHALL BE FOR THE PURCHASE PRICE YOU PAID FOR SUCH PRODUCTS AND SERVICES AND NO MORE. ACCORDINGLY, YOU EXPRESSLY AGREE THAT Michael Parness, ITS AFFILIATED AND SUBSIDIARY COMPANIES, AND THEIR RESPECTIVE VENDORS, AGENTS, EMPLOYEES, OFFICERS, DIRECTORS, AND ANY PERSON INVOLVED IN THE CREATION, PRODUCTION OR DISTRIBUTION OF THE PRODUCTS AND SERVICES SHALL NOT BE LIABLE FOR ANY CLAIMS, LIABILITY, OR DIRECT, INDIRECT, PUNITIVE, ACTUAL, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES RESULTING FROM YOUR PURCHASE AND/OR USE OF ANY PRODUCTS AND SERVICES WHICH EXCEEDS THE PURCHASE PRICE YOU PAID FOR THE PRODUCTS AND SERVICES.

IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE LIMITATIONS OF LIABILITY TO APPLY TO YOU, THE LIMITATION WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW. HOWEVER, YOU AGREE THAT THE LIMITATIONS OF LIABILITY AS SET FORTH ABOVE SHALL APPLY EITHER AS SET FORTH ABOVE OR TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. IF APPLICABLE LAW REQUIRES THAT A WARRANTY MUST SURVIVE, THEN YOU AGREE THAT ANY SUCH WARRANTY SHALL SURVIVE FOR THE ONE DAY ONLY-BEING THE FIRST DAY YOU HAD ACCESS TO THE PRODUCTS AND SERVICES.

NEWSLETTER AND INTERNET SITE SPECIFIC DISCLAIMER

You understand and agree that the information provided through this Internet Site and any newsletters (which are part and parcel to the reference of Products and Services) may have been obtained from various content providers and sources all believed to be reliable. You understand and acknowledge that the accuracy, completeness, timeliness or correct sequencing of the information contained in the newsletters or on this Internet Site is not guaranteed by Michael Parness, is not intended to address the specific investment situation, and may not be appropriate for your individual situation.

You further understand that the information provided through this Internet Site and/or any newsletters may not be reproduced, retransmitted, disseminated, sold, distributed, published, broadcasted, circulated or commercially exploited by you in any manner without the express written consent of Michael Parness.

All information provided in the newsletters and on this Internet Site is intended for information purposes only and is not a solicitation or an offer to buy or sell securities. Because investing and trading in the financial markets involves risk, Michael Parness recommends that you do your own research and consult with a registered financial advisor before making any investment decisions.

WITHOUT IN ANY WAY LIMITING THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH ABOVE, AND AS AN ADDITIONAL RESTATEMENT THEREOF WITH RESPECT TO THE NEWSLETTERS AND THIS INTERNET SITE, NEITHER Michael Parness NOR ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS SHALL BE LIABLE FOR THE ACCURACY, COMPLETENESS, TIMELINESS OR CORRECT SEQUENCING OF THE INFORMATION IN THE NEWSLETTER OR THIS INTERNET SITE OR FOR ANY DECISION MADE OR ANY ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION CONTAINED THEREIN.

NEITHER Michael Parness NOR ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS SHALL BE LIABLE FOR ANY LOSSES, COSTS, OR DAMAGES, WHETHER DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATE OR OTHER INTANGIBLE DAMAGES OR LOSSES ARISING FROM OR RELATING TO YOUR SUBSCRIPTION TO THIS INTERNET SITE OR THE NEWSLETTERS. IF APPLICABLE LAW DOES NOT ALLOW THE EXCLUSION OF SOME OR ALL OF THE ABOVE IMPLIED WARRANTIES TO APPLY TO YOU, THE ABOVE EXCLUSIONS WILL APPLY TO YOU ONLY TO THE EXTENT PERMITTED BY APPLICABLE LAW, BUT TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

LINKS TO THIRD PARTY SITES

This Internet Site may provide links to third-party sites or resources. Because Michael Parness has no control over such sites and resources, you acknowledge and agree that Michael Parness is not responsible for the availability of such linked sites and is not responsible or liable for any content, advertising, products, services or other materials on or available from such linked sites. Providing these links to you is intended as a convenience and the inclusion of any link does not imply endorsement by Michael Parness of the site or the products, services or other materials available thereon.

TERMINATION OF INTERNET SERVICES

You agree that Michael Parness, in its sole discretion, may terminate or restrict your use or access to this Internet Site (or any part thereof) for any reason, including, without limitation: a) that Michael Parness believes you have violated or acted inconsistently with the letter or spirit of these TOU; b) your failure to pay fees associated with the Services; c) discontinuance of or modification to the Services (or any part thereof), or d) technical or security problems or issues.

INDEMNIFICATION

You agree to hold harmless Michael Parness and its directors, officers, employees and agents from any and all claims, losses, liabilities, costs and expenses (including attorneys’ fees) arising out of or related to you violation of these TOU or any third party’s rights, including without limitation, copyright, proprietary, and privacy rights which may arise as a result of your use of this Internet Site or any of the Products and Services provided by Michael Parness.

RIGHT TO USE

You agree to allow Michael Parness, and any of its affiliates, subsidiaries, agents, representatives, publishers, distributors, advertisers, licenses, successors and assigns the right to use your name, images, profiles, trading history, and recorded statements in promoting, exhibiting, advertising, marketing and publicizing Michael Parness or any of the Products and Services provided by Michael Parness. You may contact Michael Parness in order to request that your name, images, profiles, trading history and recorded statements not be used in any way or only in limited ways. To do so, contact customer service at (801) 495-2405.

GENERAL PROVISIONS

By accessing the Site and by using the Products and Services provided by Michael Parness, you agree that all of the rights, obligations, and duties arising from the Products and Services or this Internet Site shall be governed and construed in accordance with the laws of the State of Utah, without regard to its conflicts of laws principles. Any controversy or dispute arising out of your use of the Internet Site, or any of the Products and Services provided by Michael Parness shall be resolved, and if necessary, litigation exclusively in the state or federal courts located in Salt Lake County, Utah.

You further agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of this Internet Site or your use of any of the Products and Services provided by Michael Parness must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles above are for convenience only and have no legal or contractual effect.